NHS Charges

dental insurance savingsThe treatment prices you can expect when you visit the dentist will depend largely on whether you are visiting an NHS or private dental practice.

When it comes to NHS treatment prices, the costs are a lot easier to predict. This is because all treatment is either £16.50, £45.60 or a maximum of £198 for one complete course of treatment. When it comes to private dental treatment, prices will vary considerably.

Like any other business, private dentists may offer different costs that do not necessarily reflect the quality of service. For example, high prices may be worth the money, and low prices may not signify a lower quality treatment. Please use the following as a rough guide rather than a definitive overview.

Getting Treatment At An NHS Practice

If you need more information on NHS dental treatment prices then please check the relevant page of this website. You should bear in mind that prices are set by the government, though some treatments may be offered at an NHS practice that are actually paid at private rates. This usually includes cosmetic treatments, and you should always ask your dentist to be sure.

Typical Prices of Dental Treatment

There is a huge spectrum of treatments offered by both NHS and private practices. Here is a quick guide to a few common treatments and how much they cost in both instances:

  • Small, non-white tooth filling: £45.60 at NHS prices, £81 at private prices.
  • Tooth whitening: £306 at private prices, not offered on the NHS.
  • Check-up: £16.50 at an NHS dentist, £53 at a private surgery.
  • Tooth extraction: £45.60 on the NHS, £87 privately.
  • Root canal: £198 on the NHS, £357 privately.
  • Tooth polish: £16.50 on NHS, £46 privately.
  • Metal braces: £198 NHS, £1064 privately.

These are just a few of the most common dental treatments, and it’s important to bear in mind that any cosmetic treatments are not going to be available on the NHS.

From looking at average prices, it is clear to see that many private treatments are more than double to cost you will have to pay to an NHS dentist. Unfortunately, many of us are forced to seek a private practice due to long waiting lists to see an NHS dentist – making our dental treatments far more costly.

Paying for These Treatments

Many of these treatments can quickly add up, particularly if you need a course of treatments or more than one major procedure in a year. If you would find it hard to meet the costs all  on one go then you could consider insurance policies that can reduce your dental costs to as low as a couple of pounds each week!

Not only will insurance policies benefit those who need medium treatments on the NHS, they can create great savings for those who are forced into seeing a private dentist due to the lack of NHS dentists available in their area.

There were a number of changes made to the NHS dental system since 2006, after which a number of NHS dentists subsequently decided to only treat private patients. Included in the changes was a system making charges for dental treatments a lot simpler.

In order to make the best decision when it comes to choosing a dental insurance plan, it’s important to understand exactly what NHS dental treatment would normally cost. Here is a quick guide to getting your treatment on the NHS.

Standard Treatment Charges

There are three standard charges when it comes to NHS dental treatment. The maximum charge for a complete course of treatment, as of April 2009, stands at £198. Most courses of treatments will cost £16.50 or £45.60.

  • £16.50 is the standard cost for checkups and simple treatments such as having your teeth polished.
  • £45.60 is the cost of getting treatments such as fillings, extractions and root canal treatment.
  • If you need crowns or treatments such as dentures then you will incur the maximum treatment charge of £198.

For those who have a low income, pregnant women, or children under 18, NHS dental treatments are completely free. However, most will have to pay these charges when they receive treatment.

Most dentists recommend that you go for six-monthly check-ups. Many may opt for check-ups only once a year, though this could mean that problems take longer to spot and treatment is ultimately more expensive.

Costs for Extra Treatment Options

Most NHS dentists will offer extra treatments, such as cosmetic procedures. These are offered in addition to NHS treatments and are paid for on a private pricing level. Therefore the costs of these treatments can vary substantially.

Further Treatment

Once you have completed a course of treatment then you will not need to pay extra if you require further treatment within the next two months. However, if you need further treatment of the same kind outside of these two months then you will need to make your payment again, which could include the maximum of £198.

What You Do Not Have to Pay For

There are a few small treatments that are completely free to everyone at an NHS dentist. This includes repairs to dentures, removing stitches, writing out prescriptions or stopping the loss of blood. Remember that, when it comes to prescriptions, you will still need to pay the normal prescription charge to the pharmacist.

Paying for Your Treatment

If you require any treatment within the £45.60 or £198 bands then your dentist will provide you with a plan prior to carrying this out. This will let you know how much your treatment is going to cost and when you will be expected to pay.

When it comes to paying for your treatment, you could be expected to pay at any time during the treatment. It is a good idea to ask your dentist when payment must be made.

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